Foreclosure Prevention

Ready To Take Action? Foreclosure counseling is a free services offered by experienced counselors and funded by the New York State Office of the Attorney General. Please use the resources below to find more information about the foreclosure process and click the “Counselor Search” button on the right menu to find a foreclosure counselor in your area.

I’m Having Trouble Paying my Mortgage

Understanding New York State’s Mortgage Foreclosure Process

Budgeting to Weather the Storm (PDF) | Budget Excel File

Developing a Case for Loan Modification

Common Mortgage and Foreclosure Terms

How To Be Your Own Advocate

I Have Received Notice of Foreclosure

Frequently Asked Questions About Foreclosure in New York State

I Received a Summons and Complaint in Foreclosure – Now What?

Beware of Loan Modification Scams

New York State’s Mandatory Settlement Conferences

Getting Help from Federal Programs

Options for Leaving Your Home and Avoiding Foreclosure

I’ve Gone Through the Foreclosure Process. Now What?

Rebuilding Your Credit Record

When Does It Make Sense To Move Toward Homeownership Again?

Helpful resources for all homeowners:

Ready To Take Action? Foreclosure counseling is a free services offered by experienced counselors and funded by the New York State Office of the Attorney General. Click the guide below for a step-by-step guide about the foreclosure process. Please click “Counselor Search” on the menu to the right to find a foreclosure counselor in your area.